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Ether.fi Moves Payments Stack onto MoonPay Infrastructure
MoonPay, which says it serves more than 35 million customers across 180 countries and holds regulatory licences in multiple jurisdictions including the United States, will supply four products: Headless Ramps, which embed fiat entry and exit flows natively inside the ether.fi app without redirects; MoonPay Trade for cross-chain routing and asset conversion; MoonPay Enterprise for virtual bank accounts supporting ACH, Fedwire, SWIFT, Faster Payments, SEPA and Open Banking rails; and MoonPay Crypt
AI Supervision Starts With Your Data: Do You Own It?
<h4><em>Financial services compliance teams are moving quickly to assess AI tools for communications supervision. In this contributed piece, one product leader argues that a more basic question about the data behind those tools is being skipped.</em></h4><figure id="attachment_137036" aria-describedby="caption-attachment-137036" style="width: 150px" class="wp-caption alignright"><a href="https://thefintechtimes.com/wp-content/uploads/2026/10/Jamie-2.jpeg"><img decoding="async" class="wp-image-137036" src="https://thefintechtimes.com/wp-content/uploads/2026/10/Jamie-2-e1790946537681.jpeg" alt="" width="150" height="188" srcset="https://thefintechtimes.com/wp-content/uploads/2026/10/Jamie-2-e1790946537681.jpeg 606w, https://thefintechtimes.com/wp-content/uploads/2026/10/Jamie-2-e1790946537681-239x300.jpeg 239w, https://thefintechtimes.com/wp-content/uploads/2026/10/Jamie-2-e1790946537681-120x150.jpeg 120w, https://thefintechtimes.com/wp-content/uploads/2026/10/Jamie-2-e1790946537681-319x400.jpeg 319w, https://thefintechtimes.com/wp-content/uploads/2026/10/Jamie-2-e1790946537681-585x734.jpeg 585w" sizes="(max-width: 150px) 100vw, 150px" /></a><figcaption id="caption-attachment-137036" class="wp-caption-text">Jamie Hoyle, SVP product at RedOak/MirrorWeb</figcaption></figure><p><strong>Jamie Hoyle</strong> is SVP, product at <strong>RedOak/MirrorWeb</strong>. The two companies combined in 2026 to offer one platform for governing the full regulated communication lifecycle. Hoyle joined MirrorWeb as lead software engineer in 2017 and later moved into product, leading development of its communications supervision platform, MirrorWeb Insight. In 2024 he relocated to Austin, Texas, to work closer to US compliance customers. The views below are his own.</p><p>AI supervision is fast becoming a priority for compliance teams across financial services. Firms are booking demos, building business cases and assessing vendors at pace. However, most are skipping a question that affects the long-term vision: do you own your communications data?</p><p>If an external vendor handles communications archiving and supervision end to end, data ownership has not been a pressing concern. They capture it, they review it, they store it. The service works, and the question of who technically owns the underlying data feels academic. It stops feeling academic the moment you want to switch providers or bring a solution in-house.</p><h5><strong>AI supervision is only as good as your data</strong></h5><p>This is not a matter of opinion; it is a foundational principle of how AI works. A supervision model learns from the communications data it is trained on. It identifies patterns, flags anomalies and surfaces risk based on what it has seen. An incomplete or inaccessible archive does not just limit the model’s effectiveness. It creates invisible risk.</p><p>For communications supervision specifically, that means complete, accessible, portable data is the foundation everything else is built on.</p><h5><strong>Four questions to ask about your archive</strong></h5><p>Before evaluating any AI supervision tool, it is worth asking four questions about your current archive. Are all the channels your advisers use being captured? Can you export your data freely, without fees or contractual friction? Is the supervision logic built on your firm’s own compliance policies? Can you access a full audit trail if a regulator asks questions?</p><p>If the answer to any of those is no, or uncertain, it is worth understanding why before committing. The quality of the tool’s output will only ever reflect the data behind it.</p><h5><strong>Where legacy platforms create data gaps</strong></h5><p>Providers vary significantly in how they handle data portability. Some charge for exports, metered by volume or as a flat retrieval fee. Others restrict access through contractual terms that only become visible when a firm tries to leave. In some cases, the logic behind AI supervision decisions is not documented or accessible to the firm, meaning it has limited ability to interrogate or audit those decisions independently.</p><p>These are not edge cases; they are structural features of the legacy archive model, built at a time when data portability was less of a priority. AI has changed that.</p><h5><strong>What losing access to the archive costs</strong></h5><p>The lock-in problem with legacy archive platforms is well documented in terms of switching costs. Less discussed is what it means for supervision continuity.</p><p>If a firm moves to a new provider and its historical archive is not freely portable, it does not just face a retrieval bill. It loses the dataset its AI supervision model would have been built on. A model trained only on data from the point of migration has no baseline for pattern recognition across the firm’s history. It starts from scratch.</p><p>That is a meaningful gap in any exam scenario where a regulator asks about conduct from before the transition, consistent with the <strong>SEC</strong>‘s growing emphasis on firms being able to explain AI-driven decisions. It is also a structural weakness in any AI supervision programme that depends on historical context to identify evolving risk.</p><h5><strong>Data ownership comes first</strong></h5><p>Outsourcing communications supervision remains the right model for many firms. But understanding what you are signing up for when you choose a platform, and what it will cost you if your needs change, is part of making that decision well.</p><p>AI supervision has raised the stakes on data portability in compliance. Firms that treat their communications archive as a strategic asset, and choose infrastructure that reflects that, will be better placed to adopt AI supervision on their own terms, with their own data, and with the audit trail to back it up.</p><p>The post <a href="https://thefintechtimes.com/ai-supervision-starts-with-your-data-do-you-own-it/">AI Supervision Starts With Your Data: Do You Own It?</a> appeared first on <a href="https://thefintechtimes.com">The Fintech Times</a>.</p>
Teenage boy has tooth growing from eye socket in rare case that stunned doctors
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Donald Trump showcases 'worst prison on earth' where no one ever escapes in warning to US criminals
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Exactly how AI cameras captured 19,000 driving violations in two weeks as 'shocking' images released
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Where the School of Rock child cast are now as actors reunite for tribute song to late co-star
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Haunting theory that Amelia Earhart was eaten by giant crabs as disappearance may finally be solved
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Piers Morgan hits out at Donald Trump over 'tasteless' AI video of Yorkshire tiger attack
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Sky Competition Terms And Conditions
<figure><img src="https://resizer.ladbiblegroup.com/unsafe/rs:fit:1204:0:0:0/g:sm/q:70/aHR0cHM6Ly9ldS1pbWFnZXMuY29udGVudHN0YWNrLmNvbS92My9hc3NldHMvYmx0Y2Q3NGFjYzFkMGE5OWYzYS9ibHQ1MDZjODc5YWI5N2U1YTcxLzZhY2Y1YzkwMmRjZjFjMzMxMzc2NmU2Yi9Ta3lfTG9nb19HbG93X1JHQi5qcGc.jpg"/></figure><p><strong>COMPETITION TERMS AND CONDITIONS</strong></p><ul><li>The promoters of the competition are LADbible Group Ireland and Sky Ireland. </li><li>LADbible Group Ireland & Sky Ireland's decision in relation to selection of prize winner(s) is final and no correspondence will be entered into. </li><li>In the event of any dispute regarding the rules, conduct or the results of a competition the decision of LADbible Group Ireland and Sky Ireland will be final. </li><li>This competition is not open to staff of LADbible Group Ireland OR Sky Ireland their immediate family members or associated companies including (but not limited to) the competition promotional partner(s). </li><li>Competition entrants must be over 18 years old and resident in the island of Ireland in order to qualify as the prize winner. LADbible Group Ireland & Sky Ireland reserve the right to request written proof of age of any competition winner. </li><li>Prizes are non-transferable and will only be awarded to the winner. </li><li>No cash alternative will be awarded in lieu of stated prize(s). </li><li>In the event that a winner declines the prize awarded to him/her or LADbible Group or Sky Ireland is unable to contact the winner after reasonable efforts have been made, LADbible Group and Sky Ireland may award the prize to another entrant, selected on the basis of creative merit as judged by an agreed nominated party by both LADbible Ireland and Sky Ireland. </li><li>If, due to circumstances beyond its control, a prize becomes unavailable LADbible Group Ireland & Sky Ireland reserve the right to substitute a prize of equal value. </li><li>Use of a false name or address by a competition entrant will disqualify them from receiving any prize. </li><li>LADbible Group Ireland & Sky Ireland will endeavour to deliver all prizes within 28 days of winning. Where this is not possible the winner(s) will be notified of a delay. </li><li>Unless otherwise stated, all taxes, insurance, fees and surcharges on any prize are the sole responsibility of the winner. </li><li>Where a prize is to be provided by a third party, LADbible Group Ireland & Sky Ireland accept no responsibility whatsoever for the supply or non-supply or purported supply or delay in supply of the prize, including without limitation, the failure of the winner to receive ownership of or use the prize. Where appropriate, prize winners are required to complete all applicable booking and/or other formalities directly with the specified third party provider(s). </li><li>LADbible Group Ireland & Sky Ireland reserves the right to change prize details without notice and all prizes are subject to availability. </li><li>Acceptance of the prize constitutes permission to use the relevant winner's name, hometown and likeness for purposes of advertising, promotion or publicity in any media without additional compensation and prize winners agree to take part in such related promotional activities as LADbible Group Ireland & Sky Ireland may require. </li><li>All competition entries must be received by LADbible Group Ireland & Sky Ireland in the required format (e.g. using a specific competition hashtag or other entry, including liking and commenting on the post, before the closing date of 11.59AM Wednesday 21stOctober 2026. Neither LADbible Group Ireland, Sky Ireland, nor any of either companies affiliated entities are responsible for printing or typographical errors in any materials relating to this promotion; fraudulent, lost, late, misdirected, incomplete or altered entries; or entries which are processed late or incorrectly or are lost due to computer or other technical malfunction. </li><li>LADbible Group Ireland & Sky Ireland reserve the right to cancel, terminate, modify or suspend the competition and/or vary competition rules at any time without prior notice. </li><li>Neither LADbible Group Ireland, nor Sky Ireland, nor its agents (in both cases) accept any responsibility whatsoever for any death, injury or other damage, loss, expense or liability arising as a result of taking a prize. Nor will LADbible Group Ireland & Sky Irelandhave any liability or responsibility for any claim arising in connection with participation in any LADbible Group Ireland or Sky Ireland competition, or any of the prizes rewarded. </li><li>Prizes not claimed within specified time limit will be deemed to have been forfeited and LADbible Group Ireland and/or Sky Ireland may dispose of such prizes without any liability to the winner. </li><li>Any person found to be in disregard of these rules will be disqualified automatically. </li><li>LADbible Group Ireland & Sky Ireland reserves the right to disqualify any contestant for any reason whatsoever in their sole discretion. </li><li>Participation in this competition denotes acceptance of these terms and conditions and any additional competition specific terms and conditions which may be advertised, inclusive of Sky Ireland’s General Competition Terms and Conditions as listed </li><li>The prizes in question is a pair of tickets to the Womens’ World Cup Play Off in The Aviva Stadium against Poland on December 5th 2026. </li><li>The above brands do not endorse, sponsor or are affiliated with this competition in any way. </li><li>By taking part in this competition, the entrants agree to our LADbible Group privacy policy. - <a href="https://l.workplace.com/l.php?u=https%3A%2F%2Fwww.ladbiblegroup.com%2Fprivacy%2F&h=AT2UOUrk4KDo9fVvkDDb3uI5IfN0ZLuurSaGb9oGKPP-qKUtCKKKgG28HjpvIJSfo7A-bLhmC6y0ddZknjFvWm08wvgy23fQo8qsyVLflUMErd7O1Ei3Y9ZtMaGSRGXV2Zu_rcyWnATN6BjuqPsVOX4" rel="noopener" target="_blank">https://www.ladbiblegroup.com/privacy/</a></li><li>Prize winner details may be shared with the client depending on prize offering. </li><li><br></li></ul><img src="https://sb.scorecardresearch.com/p?c1=2&c2=15593740&cv=2.0&cj=1" />