Viral ON

Merchant Payments Conference MPE to Mark 20th Edition in Berlin

The event, now known as Merchant Payments Ecosystem (MPE), is preparing for its 20th edition, with more than 500 merchants expected to attend in Berlin next March.Taking place from 9 to 11 March 2027 at the InterContinental Berlin, the conference is expected to attract more than 1,600 payments professionals. Its programme will cover artificial intelligence (AI), agentic commerce, stablecoins, payment orchestration and cross-border payments.MPE has grown from a conference focused on card acquirin

Aero Launches on Seven Chains as Aerodrome and Velodrome Merge

Aerodrome and Velodrome, the dominant decentralised exchanges on Base and OP Mainnet respectively, merged on 21 October 2026 to form Aero, a multi-chain spot exchange launching simultaneously across seven networks: Arbitrum, Arc, Base, Ethereum Mainnet, Ink, OP Mainnet and Robinhood Chain.The combined entity is built on MetaDEX03, a new exchange operating system developed by Dromos Labs, Aero’s core contributor. No venture capital backing or token sale accompanies the launch. Existing AERO

BBC removes Russell Brand gag from Gavin & Stacey episode after disgraced comedian’s conviction

Warning: This article contains discussion of rape and sexual assault which some readers may find distressing.A joke referencing disgraced comedian Russell Brand has been edited out of one of the Gavin & Stacey Christmas specials following his conviction, LADbible understands.Earlier this week, the 51-year-old was sentenced to 10 and a half years in prison after being found guilty of one count of rape and three counts of sexual assault.Following Brand's conviction, the BBC made the decision t

James Gunn quitting the DCU gives us clear James Bond favourite, it’s not Jack Lowden

The two may not appear whatsoever connected: but James Gunn being fired and/or quitting the DCU has totally changed the race for the next James Bond.Yesterday, 9 November, it was announced that co-CEOs of DC Studios James Gunn and Peter Safran were being let go from their positions after four years, several beloved TV shows, and a hugely successful Superman reboot.A Hollywood Reporter expose revealed that Skydance, the company that purchased Warner Brothers, had decided that James Gunn’s Superma

‘We Have to Take Over’: Far-Right Extremists Want to Seize Control of the GOP

MAGA failed because it didn’t go far enough, right-wing extremists say—and following devastating midterm losses, they see an opportunity to take over.

What’s leaving Netflix UK in November 2026

A poignant watch given the latest technological advances and UK Government's 'Be Ready' warning.Warcraft (2016) – Licensed filmBased on the video game of the same name, Warcraft stars Travis Fimmel, Paula Patton, Ben Foster, and Dominic Cooper, following Anduin Lothar of Stormwind and Durotan of the Frostwolf clan set on opposite sides of the growing war, pushed on by warlock Gul'dan.Last day on Netflix: 14 November The Big C (2013) – Licensed series – Four seasons A dark comedy series starring

US to test emergency broadcast system next week as UK unveils 'black sky event' plan

The US is due to test their emergency system which will interrupt TV and radio broadcasts to prepare for an event in which information would need to be urgently sent out to the public.The Emergency Alert System (EAS) allows federal authorities to communicate urgent information nationwide during a major emergency and provides a means for the president to address the public when national safety is threatened.The Federal Emergency Management Agency (FEMA) will conduct the nationwide exercise, broad

Jockey, 22, dies in horror fall after being thrown from horse during race

"We are deeply grateful for the love, kindness and support shown to Izzy and our family by her friends, the racing community and everyone who has been by our side during this heartbreaking time," the statement continued."We also extend our heartfelt thanks to the medical staff who cared for Izzy with such compassion." The following is a statement from the family of jockey Izzy Neale. pic.twitter.com/KqfdhUFem6— Racing NSW (@racing_nsw) November 10, 2026The statement ended with the family asking

Channel 4 viewers issued trigger warning ahead of disturbing opening scene in new series

I want to go home.’Channel 4’s new two-part drama I Am Helen comes out next week (Channel 4)“You really don’t know what the show is until you see it, and it is strange to watch it back.“It was quite mad and a very different way of working – a really intense but amazing experience.”Coughlan said she was drawn to the role because of Dominic Savage, the writer and director behind the acclaimed series. “People ask what drew me to the role, but there was no role: I was drawn to Dominic as a writer an

BBC removes Little Britain from iPlayer after David Walliams named in sexual misconduct allegations

I have not broken the law, but I am devastated that some of the women I met 10 to 20 years ago have now expressed hurt or anger towards me.”ITV News will air their documentary, titled David Walliams: Power and Silence, tonight at 10.50pm on ITV.It can be watched now on ITV News' YouTube channel and covers the three year joint investigation by ITN and The Guardian.Little Britain was taken down following the publication of the serious allegations (David M. Benett/Dave Benett/Getty Images for The N

Kitchen Gear From Our Place Is Steeply Discounted

Get up to 30 percent off and save an extra $60 on orders over $100.

Tinie Tempah changes lyric referencing Russell Brand at gig in wake of comedian's sentencing

The incidents took place between 2004 and 2009.He is expected to serve at least two-thirds of this behind bars and will be on the sex offenders’ register for life.A former prison governor has warned that Brand's 'notoriety might paint a target on him' and that it will be a 'very difficult challenge' for prison guards to protect him.In wake of his the verdict and his subsequent sentencing, a number of stars who have previously worked alongside the shamed father-of-three have spoken out against hi

Britain’s Got Talent issues response after David Walliams accused of sexual misconduct

Several women accused Walliams of 'grooming' them when they were teenagers, according to the report.One woman described her alleged encounter with Walliams, when she was 15, as a 'sexual assault'.Walliams has denied the allegations made against him and his lawyers told The Guardian he 'never engaged in grooming young women', denies any sexual contact with the 15-year-old mentioned in the investigation, and that 'allegations of serious criminal conduct are false'.David Walliams (MEGA/GC Images)Br

Ioan Gruffudd approached by woman who thought they’d been in relationship for year due to ‘explicit’ photos

<figure><img src="https://resizer.ladbiblegroup.com/unsafe/rs:fit:1204:0:0:0/g:sm/q:70/aHR0cHM6Ly9ldS1pbWFnZXMuY29udGVudHN0YWNrLmNvbS92My9hc3NldHMvYmx0Y2Q3NGFjYzFkMGE5OWYzYS9ibHQ1NzI4MTYwZjZiMTZkNWI3LzZhZjMxZjc4YmFkYzZkZDRhYWU2ZjgxYi9Jb2FuX0dydWZmdWRkLmpwZw.jpg"/></figure><p>Ioan Gruffudd was left 'incredibly' distressed after learning that a woman had been duped into believing she was in a relationship with him for over a year. </p><p>Taking to <a href="https://www.ladbible.com/instagram" rel="noopener" target="_blank">Instagram</a>, the <em>Fantastic Four</em> actor revealed that he'd been approached by an unknown woman who claimed that she'd been sent 'explicit' photos by the actor, leading her to believe they were in a relationship. </p><p>"Something incredibly distressing and disturbing has been brought to my attention," the 53-year-old began the post. </p><p>Gruffudd went on to explain that he'd been approached while attending a recent convention, with the woman then explaining that she believed they'd been engaging in an 'extramarital relationship' with him for the past year. </p><p>She showed me hundreds of <a href="https://www.ladbible.com/artificial-intelligence" rel="noopener" target="_blank">AI</a> images and videos that someone claiming to be me had sent to her," he continued. "The images were explicit and disturbing.</p><figure><img src="https://resizer.ladbiblegroup.com/unsafe/rs:fit:1204:0:0:0/g:sm/q:70/aHR0cHM6Ly9ldS1pbWFnZXMuY29udGVudHN0YWNrLmNvbS92My9hc3NldHMvYmx0Y2Q3NGFjYzFkMGE5OWYzYS9ibHRlMDQ1OGJkZjkxYmQ3ODUxLzZhZjMyMmFjODBkYjRhZjcxMzViN2M2NS9Jb2FuX0dydWZmdWRkX2Zha2VfZGF0aW5nX2NsYWltcy5qcGc.jpg"><figcaption>Gruffudd learnt that a woman had been duped into believing they were dating while at a recent convention (Daniele Venturelli/Getty Images)</figcaption></figure><p>He then said the woman had been targeted by the '<em>Elsbeth</em> Facebook page' by the imposter, who'd then asked her to communicate via Telegram. Gruffudd had appeared in a season two episode of the CBS series in 2025. </p><p>"They began sending AI images and videos to 'prove' that it was me," he said.</p><p>He then urged his followers to be aware of scammers and impersonators, adding: "If you believe you are speaking to me via message, Telegram, any social media pages that aren't this page (@ioangruffudd), or any other means, this is not me.</p><p>"I will never give out my cell number to anyone that I don't personally know.</p><p>"Please do not engage and never send money! I urge you to ignore and block all contact from anyone that claims to be me."</p><p>The <em>Bad Boys: Ride or Die</em> then shared the number from which the woman had been contacted and urged anyone who'd been approached by this individual to report them to the police, adding that he had already done so. </p><blockquote class="instagram-media" data-instgrm-permalink="https://www.instagram.com/p/DfgJKe0DGuv/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14" style=" background:#FFF; border:0; border-radius:3px; box-shadow:0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width:658px; min-width:326px; padding:0; width:99.375%; width:-webkit-calc(100% - 2px); width:calc(100% - 2px);"><div style="padding:16px;"><a href="https://www.instagram.com/p/DfgJKe0DGuv/?utm_source=ig_embed&amp;utm_campaign=loading" style=" background:#FFFFFF; line-height:0; padding:0 0; text-align:center; text-decoration:none; width:100%;" target="_blank"><div style=" display: flex; flex-direction: row; align-items: center;"><div style="background-color: #F4F4F4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"></div><div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"><div style=" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"></div><div style=" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"></div></div></div><div style="padding: 19% 0;"></div><div style="display:block; height:50px; margin:0 auto 12px; width:50px;"><svg width="50px" height="50px" viewBox="0 0 60 60" version="1.1" xmlns="https://www.w3.org/2000/svg" xmlns:xlink="https://www.w3.org/1999/xlink"><g stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"><g transform="translate(-511.000000, -20.000000)" fill="#000000"><g><path d="M556.869,30.41 C554.814,30.41 553.148,32.076 553.148,34.131 C553.148,36.186 554.814,37.852 556.869,37.852 C558.924,37.852 560.59,36.186 560.59,34.131 C560.59,32.076 558.924,30.41 556.869,30.41 M541,60.657 C535.114,60.657 530.342,55.887 530.342,50 C530.342,44.114 535.114,39.342 541,39.342 C546.887,39.342 551.658,44.114 551.658,50 C551.658,55.887 546.887,60.657 541,60.657 M541,33.886 C532.1,33.886 524.886,41.1 524.886,50 C524.886,58.899 532.1,66.113 541,66.113 C549.9,66.113 557.115,58.899 557.115,50 C557.115,41.1 549.9,33.886 541,33.886 M565.378,62.101 C565.244,65.022 564.756,66.606 564.346,67.663 C563.803,69.06 563.154,70.057 562.106,71.106 C561.058,72.155 560.06,72.803 558.662,73.347 C557.607,73.757 556.021,74.244 553.102,74.378 C549.944,74.521 548.997,74.552 541,74.552 C533.003,74.552 532.056,74.521 528.898,74.378 C525.979,74.244 524.393,73.757 523.338,73.347 C521.94,72.803 520.942,72.155 519.894,71.106 C518.846,70.057 518.197,69.06 517.654,67.663 C517.244,66.606 516.755,65.022 516.623,62.101 C516.479,58.943 516.448,57.996 516.448,50 C516.448,42.003 516.479,41.056 516.623,37.899 C516.755,34.978 517.244,33.391 517.654,32.338 C518.197,30.938 518.846,29.942 519.894,28.894 C520.942,27.846 521.94,27.196 523.338,26.654 C524.393,26.244 525.979,25.756 528.898,25.623 C532.057,25.479 533.004,25.448 541,25.448 C548.997,25.448 549.943,25.479 553.102,25.623 C556.021,25.756 557.607,26.244 558.662,26.654 C560.06,27.196 561.058,27.846 562.106,28.894 C563.154,29.942 563.803,30.938 564.346,32.338 C564.756,33.391 565.244,34.978 565.378,37.899 C565.522,41.056 565.552,42.003 565.552,50 C565.552,57.996 565.522,58.943 565.378,62.101 M570.82,37.631 C570.674,34.438 570.167,32.258 569.425,30.349 C568.659,28.377 567.633,26.702 565.965,25.035 C564.297,23.368 562.623,22.342 560.652,21.575 C558.743,20.834 556.562,20.326 553.369,20.18 C550.169,20.033 549.148,20 541,20 C532.853,20 531.831,20.033 528.631,20.18 C525.438,20.326 523.257,20.834 521.349,21.575 C519.376,22.342 517.703,23.368 516.035,25.035 C514.368,26.702 513.342,28.377 512.574,30.349 C511.834,32.258 511.326,34.438 511.181,37.631 C511.035,40.831 511,41.851 511,50 C511,58.147 511.035,59.17 511.181,62.369 C511.326,65.562 511.834,67.743 512.574,69.651 C513.342,71.625 514.368,73.296 516.035,74.965 C517.703,76.634 519.376,77.658 521.349,78.425 C523.257,79.167 525.438,79.673 528.631,79.82 C531.831,79.965 532.853,80.001 541,80.001 C549.148,80.001 550.169,79.965 553.369,79.82 C556.562,79.673 558.743,79.167 560.652,78.425 C562.623,77.658 564.297,76.634 565.965,74.965 C567.633,73.296 568.659,71.625 569.425,69.651 C570.167,67.743 570.674,65.562 570.82,62.369 C570.966,59.17 571,58.147 571,50 C571,41.851 570.966,40.831 570.82,37.631"></path></g></g></g></svg></div><div style="padding-top: 8px;"><div style=" color:#3897f0; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:550; line-height:18px;">View this post on Instagram</div></div><div style="padding: 12.5% 0;"></div><div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"><div><div style="background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"></div><div style="background-color: #F4F4F4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"></div><div style="background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"></div></div><div style="margin-left: 8px;"><div style=" background-color: #F4F4F4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"></div><div style=" width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg)"></div></div><div style="margin-left: auto;"><div style=" width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"></div><div style=" background-color: #F4F4F4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"></div><div style=" width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"></div></div></div><div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"><div style=" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"></div><div style=" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"></div></div></a></div></blockquote><script async="" src="https://www.instagram.com/embed.js"></script><p>Gruffudd is currently married to Australian actor Bianca Wallace, with the couple welcoming their first child together in 2025. </p><p>He was previously married to <em>The Vampire Diaries</em> actor Alice Evans from 2007 until their separation in 2021. The couple subsequently divorced in 2023. </p><figure><img src="https://resizer.ladbiblegroup.com/unsafe/rs:fit:1204:0:0:0/g:sm/q:70/aHR0cHM6Ly9ldS1pbWFnZXMuY29udGVudHN0YWNrLmNvbS92My9hc3NldHMvYmx0Y2Q3NGFjYzFkMGE5OWYzYS9ibHQ2YTJiZDE0YzhlN2M2NWIyLzZhZjMyMmY3NjgyODI0MjliOTJlMTg3ZC9Jb2FuX0dydWZmdWRkX3dpZmUuanBn.jpg"><figcaption>Gruffudd has been married to actor Bianca Wallace since 2025 (Axelle/Bauer-Griffin/FilmMagic)</figcaption></figure><p>Gruffudd is the latest in a long line of celebrities who've been targeted by AI-generated images duping fans into believing they are in a relationship with a celebrity. </p><p>In June 2025 a woman in France came forward to reveal that she'd been scammed by a <a href="https://www.ladbible.com/entertainment/celebrity/brad-pitt-responds-ai-cancer-scam-254536-20250115" rel="noopener" target="_blank">fraudster posing as Brad Pitt</a>, while <a href="https://www.ladbible.com/entertainment/celebrity/jason-momoa-celebrity-ai-scam-hawaii-british-widow-105504-20251129" rel="noopener" target="_blank">Jason Momoa</a> and Take That singer <a href="https://www.ladbible.com/news/uk-news/woman-catfished-fake-gary-barlow-665222-20240530" rel="noopener" target="_blank">Gary Barlow</a> have also had their likeness used by scammers. </p><img src="https://sb.scorecardresearch.com/p?c1=2&c2=15593740&cv=2.0&cj=1" />

Europe’s single market still has borders

<h2 dir="ltr"><em>With international expansion coming earlier and earlier in a business’ growth strategy, <strong>Vivien Cheung</strong>, Senior Director of Strategic Banking Partnerships at <strong>Airwallex</strong>, explains how a business can localise its financial operations in a new market, without rebuilding them every time. </em></h2><p dir="ltr">The expansion plan is ready: pricing, hiring, a launch date. Then the first payment doesn’t arrive.</p><p dir="ltr">The payer’s system had taken one look at the account details and flagged them with an error. That’s where the borders turn up. Not at a checkpoint, but in a payment system that doesn’t recognise the account.</p><p dir="ltr">Europe may appear like one market to a multinational business planning its next move, and it’s also why the gaps are so easy to miss. Banking arrangements, payment habits and regulators’ expectations still differ country by country. A failed payment is only the visible symptom, behind it sit accounts, entities and currencies that don&#8217;t necessarily line up.</p><p dir="ltr">I’ve supported customers through various market launches, and this pattern is consistent. Businesses spend months perfecting their entry and almost no time on what happens next. The EU’s single market opens the door to European trade, but it doesn’t do the operational work. As AI agents take on more of the finance function, that gap will only widen.</p><h3 dir="ltr">Localising to reuse not rebuild</h3><p dir="ltr">The finance stack needs to ensure customers can pay the way they expect, suppliers can be paid without friction, and finance teams can see it all in one place.</p><p dir="ltr">In the Netherlands, an Airwallex customer can have a local Dutch IBAN, access to SEPA credit transfers, instant payments and direct debits, payment through iDEAL or Wero, a locally issued card and one view across every entity and currency. Each removes a small point of friction. Together, they separate a business that looks local from one that only sells there. Local regulation matters just as much. Every country has its own regulator with its own expectations, and it’s far better to learn them before you arrive than after. But tackle each one in isolation and localisation becomes fragmentation, with every country ending up as its own product.</p><p dir="ltr">A small business doesn’t need to become a specialist in local banking and regulation just because it scaled internationally. The goal instead should be to work from a core system that can be reused in each new market, then decide deliberately where to localise on top of it.</p><h3 dir="ltr">Connected systems are a growth decision</h3><p dir="ltr">Every new market can add another account, another provider, and another set of records. When those systems don’t talk to each other, finance teams reconcile manually, and a failure can take days to trace back to its source. IMF research notes that Europe’s retail payments systems remain largely segmented even within national borders, which can impede small firms&#8217; ability to scale beyond their home market.</p><p dir="ltr">At Airwallex, we chose to build our own infrastructure, acquiring 85+ licenses over a decade, which our founder and CEO, Jack Zhang, calls the ‘Path of Max Resistance’. It may have taken us longer to start, but it made sense in the long-run to build the core foundations that run global payments. Businesses want their financial operations to run on one system, with money moving reliably and instantly, which is much harder to guarantee across a chain of providers’ and their fragmented systems.</p><p dir="ltr">Now that our core infrastructure rails are in place, we are adding the global intelligence layer on top. The focus for each new market is about localising, not rebuilding. Localising doesn’t mean going it alone: the right partners still give us the local reach and the trust that every new market demands.</p><h3 dir="ltr">Readiness is organisational</h3><p dir="ltr">The technology stack is the obvious place to start when asking whether you’re ready for the next market. Experience has taught me to check something less exciting: whether your teams are aligned behind one goal and know who is accountable for delivering it.</p><p dir="ltr">Expansion is one of the most cross-functional things a company will do. Product, finance, legal, compliance and operations all depend on each other, and one blocked workstream soon holds up three others. Three questions are worth stress-testing before launch. Does the end-to-end experience feel like one product? Is it clear what is strategically important to control? And who can make the final call when workstreams collide?</p><p dir="ltr">One of my biggest learnings is to invest in project management before it’s needed, and to give the team the mandate and seniority to drive decisions, not just track them. A ten-person business won’t have a project team, but it can name one person with that authority and a clear route to escalate. Each launch should leave behind processes the next one can reuse.</p><h3 dir="ltr">Agents raise the stakes</h3><p dir="ltr">AI agents don’t change the fundamentals of expansion, they raise the stakes. When payments and financial decisions happen at agentic speed, the gaps a human team could work around become failures. A finance manager can step in and fix a problem manually, but an agent can’t. If your payments depend on several third parties, it inherits every handoff, delay, and dependency.</p><p dir="ltr">Knowing who controls the core infrastructure, such as how money moves and how risk and compliance are managed, is critical. It decides whether or not agents run on one consistent system. The model that works is one where people set the objectives and rules, and agents act within them. These foundations will determine if a business can keep up.</p><p dir="ltr">There is a significant opportunity for small businesses as agents make it easier to operate internationally, and I’m confident the businesses that win will be the ones whose infrastructure was built to support that from the start. At Airwallex, our goal is to give small businesses access to the sophisticated infrastructure of a global company, wherever their home market or whatever their headcount.</p><p dir="ltr">The expansion plan is the easy part. What decides whether that first payment arrives is the infrastructure underneath it.</p><p>The post <a href="https://thefintechtimes.com/europes-single-market-still-has-borders/">Europe’s single market still has borders</a> appeared first on <a href="https://thefintechtimes.com">The Fintech Times</a>.</p>

Rocco’s Mini Mini Fridge Is Here (2026)

The new Mini Mini holds 12 cans and fits on a countertop. And if you buy a full-sized Rocco fridge, you can take $50 off the little one.

4DX Movies Are Entering Their Thirsty Romance Era

From Heated Rivalry to Wicker, the movie format that embraces thrusting chairs and splashing the crowd is catering to those who want a horny communal theatergoing experience.

This New Linux-Based Desktop Operating System Is Built for AI Nerds

Built by Cyanogen’s cofounder, Kora is a next-gen alternative to Windows and macOS built for power users running local AI models.

Ring’s Indoor Drone Camera Is Back—and Now Powered by AI

This $250 Drone Cam flies around your home to monitor threats. There’s also the Rover Cam for businesses, featuring the guts of Amazon’s former Astro robot.

David Walliams named as celebrity accused of sexual misconduct after failed injunction bid

Warning: This article contains discussion of allegations of sexual assault which some readers may find distressing.David Walliams can be named as the 'well-known celebrity' accused of sexually inappropriate behaviour and grooming in a Guardian and ITV News investigation after a failed injunction to prevent the reporting of allegations against him.Investigations which started in 2022 by The Guardian and ITN have named Walliams as the celebrity who is facing sexual misconduct allegations. Accordin