Viral ON

Bill Gates issues chilling warning that AI could ‘cause a billion deaths’

It would not slow them down dramatically,” he said.Bill Gates is not the only expect to issue an AI warning Gates' warnings come after the CEO of AI company Anthropic called for artificial intelligence developers and investors to slow things down.Anthropic CEO Dario Amodei has called for AI developers to slow things down (Benjamin Fanjoy/Getty Images)In a blog post, Dario Amodei insisted that artificial intelligence could 'dramatically raise the quality of human life' and do all sorts of things

Sibos 2026 preview: AI, tokenised money and the ledger take the stage

DBS, OCBC and UOB completed the first live tokenised Singapore dollar payments over the ledger this month, days after cross-border US dollar transactions, and IBM released an adapter last week that lets banks send tokenised deposit instructions using the ISO 20022 messages they already produce.Swift opens Monday morning in its own theatre with a session on the next evolution of cross-border payments, covering how its scheme and ledger initiatives move from strategy to industry momentum, followed

nCino Adds MCP Layer to Connect AI Agents to Mortgage Suite

nCino (NASDAQ: NCNO) has shipped Mortgage MCP, a capability that allows lenders to connect Model Context Protocol-compatible AI agents directly to the nCino Mortgage Suite. The release uses MCP, an open-source protocol that provides a standardised interface between AI agents and external software platforms, to extend the reach of agents a lender may already be running into nCino’s own loan origination and point-of-sale environment.The company positions the feature as a solution to a produc

Primax Study Finds SMBs Spread Banking Across 2.8 Institutions

Primax’s report argues community banks that evolve their product set alongside growing customers are better placed to retain those relationships rather than lose them to larger competitors at each growth threshold.One data point underscores a specific cross-sell opportunity: 53% of SMBs use the same institution for both personal and business banking. For community banks that already hold a founder’s personal current account, that is a natural entry point into the business relationshi

Retired homicide detective’s chilling answer when asked where you’re most likely to be murdered

For the 366 male murder victims, 87 percent were killed in public places.Meanwhile, 51 percent of all murders in the same period were the result of a quarrel, a revenge attack or the murderer losing their temper."There are likely serial killers on the train with you"Valazquez also came to another disturbing conclusion over the course of his career: there are more serial killers out there than you think.He said: “I've had four serial killer cases in my career. One killed women, one killed gay men

Women set to receive larger State Pensions than men from next year

<figure><img src="https://resizer.ladbiblegroup.com/unsafe/rs:fit:1204:0:0:0/g:sm/q:70/aHR0cHM6Ly9ldS1pbWFnZXMuY29udGVudHN0YWNrLmNvbS92My9hc3NldHMvYmx0Y2Q3NGFjYzFkMGE5OWYzYS9ibHRjYzc0OGU2ZTAwM2YzYWY1LzZhYjkyOWJhMzNhNzgwOGIzMmNmODQ2Ni9BZG9iZVN0b2NrXzE5OTM2NzA3NTcuanBlZw.jpg"/></figure>From next year, women will begin to receive a larger State Pension than men in a major reversal of payouts. Men have received a bigger payout from the government than their female counterparts ever since the<a href="https://www.ladbible.com/news/uk-news/uk-state-pension-retirement-age-437169-20260715" rel="noopener" target="_blank"> old state pension</a> was introduced in 1948, due to men generally earning higher salaries while women stayed at home to look after children or relatives. But the gap between <a href="https://www.ladbible.com/money" rel="noopener" target="_blank">salaries</a> has continued to close and a new state pension system, introduced in 2016, was designed to help this. 10 years on and this system has succeeded in doing so. According to figures shared by the Department for Work and Pensions, women who started receiving the state pension for the very first time this year are only 36pm behind men each week on average, adding up to a total of £18.72 per year. <figure><img src="https://resizer.ladbiblegroup.com/unsafe/rs:fit:1204:0:0:0/g:sm/q:70/aHR0cHM6Ly9ldS1pbWFnZXMuY29udGVudHN0YWNrLmNvbS92My9hc3NldHMvYmx0Y2Q3NGFjYzFkMGE5OWYzYS9ibHRlZWEwN2U0NDBjYzg1N2U1LzZhYjkzNTIwMGQ1ZjAwZjQ3ZDc4N2VhMi9HZXR0eUltYWdlcy0yMjQ3MjQ3MzAyLmpwZw.jpg"><figcaption>Women could begin receiving higher State Pension payouts than men (Getty Stock)</figcaption></figure>In contrast, the gap is estimated to be £1 per week for those who retired one year ago, while men who retired five years ago and are now age 71, are believed to get £322 more than women of the same age each year. Each year, the gap has narrowed - and it'll soon be non-existent. The new system was designed by Sir Steve Webb, who was the <a href="https://www.ladbible.com/politics" rel="noopener" target="_blank">Minister</a> of State for Pensions in the 2010 coalition government of <a href="https://www.ladbible.com/news/uk-news" rel="noopener" target="_blank">David Cameron</a>. Outlining the idea behind <a href="https://www.ladbible.com/money/brits-600-pound-personal-tax-allowance-rise-914278-20260923" rel="noopener" target="_blank">the system</a>, Webb said it aims to 'treat me and women equally' and remove the assumption that bed were the 'main breadwinners and women would be financially dependent on them'. But closing the gap could create a new one. "I firmly expect women to overtake men for the first time in the coming months," Webb told <a href="https://www.thisismoney.co.uk/money/pensions/article-16162515/groundbreaking-shift-Women-larger-state-pensions-men.html" rel="noopener" target="_blank">MailOnline</a>. <figure><img src="https://resizer.ladbiblegroup.com/unsafe/rs:fit:1204:0:0:0/g:sm/q:70/aHR0cHM6Ly9ldS1pbWFnZXMuY29udGVudHN0YWNrLmNvbS92My9hc3NldHMvYmx0Y2Q3NGFjYzFkMGE5OWYzYS9ibHQ4MDY2MzBjNmI5ZmRjODdiLzZhYjkzNTkyZTE3NGRmNzUxNGExOTc2MC9HZXR0eUltYWdlcy0yMjY4MjcyNTYwLmpwZw.jpg"><figcaption>The pension system now benefits both men and women (Getty Stock)</figcaption></figure>Pension rules have been adapted over the years to benefit women as well as men. Since 2010, anyone who spends one year at home with a child can claim a full qualifying year towards a full state pension, with each individual needing a full 35 years of contributions to claim. Before this rule change, women had often lost out on the full state pension due to have gaps in their National Insurance record, usually because of raising children. Pensioners today receive one of two state pensions, with those who reached state pension age before April 2016 getting the basic state pension plus any earnings-related top-ups that they've built up throughout their working life. The basic state pension pays up to £184 per week. <img src="https://sb.scorecardresearch.com/p?c1=2&c2=15593740&cv=2.0&cj=1" />

Five men arrested as counter-terror police lead investigation into major incident near RAF Fairford

Deputy Assistant Commissioner Vicki Evans told a press conference that Counter Terrorism officers are in the 'early stages of an investigation, and five men remain in custody', according to the BBC.She advised the department is 'working closely' with other teams in order to 'understand the circumstances of the incident', and added that they are working with 'Gloucestershire Police to keep the community safe as we work to gather evidence from the scene.'Gloucestershire Police Assistant Chief Cons

Defence Secretary warns Brits to stock up on three items in case of an emergency

It's been a chaotic few years and the UK government are now urging better preparedness among its citizens amid the overhanging threat of a global conflict.Although the UK has long made its standpoint clear when it comes to war, the ongoing conflicts between Russia and Ukraine, Israel and Palestine and Iran and the US make it increasingly difficult for us to steer clear of it.Russia has gone as far as preparing a list of potential targets in the UK, as the government continues to stand behind Ukr

CONCRYT Joins PaymentIQ to Expand Merchant Routing Options

Announced on 11 August 2026, the integration means that CONCRYT becomes available to every merchant already on the PaymentIQ platform as a configurable routing option rather than a new development project.The practical effect is that merchants can now direct deposit, payout and refund flows through CONCRYT’s gateway from within their existing PaymentIQ environment, compare its performance against other providers already live on the platform, and redistribute traffic as acceptance rates, co

‘Goth baddie’ who won Drake’s date challenge panics after accidentally leaking her ‘real age’ during livestream

The ‘goth baddie’ who won a date with Drake has accidentally revealed her real age during a livestream with a fellow content creator.The star, who posts under the name Pinkchyu, is actually called Lin Lamar.She shot to fame after appearing on an episode of Drake’s ’20 vs 1’ dating challenge back in August, after making the rapper bark like a dog.The musician promised to buy her mum a house after she requested it as a prize for winning.Now, Pinkchyu, who many refer to as the ‘goth baddie’ let sli

‘Liar, Liar’ child star reveals disturbing letters prisoners sent him when he was just 8

And although he didn't quite have the same levels of fame, there was also a period where Liar, Liar star Justin Cooper couldn't leave the house without being recognised by his fans.However, while he enjoyed feeling 'cool' to begin with, there was a disturbing other side to his fame, which he discussed in a recent interview on the “Not So Little Rascals” podcast.Cooper was one of the biggest child stars of the 90s (Vinnie Zuffante/Getty Images)Co-hosts Jordan Warkol and Blake Collins asked the 37

Best Party Speakers (2026): JBL, Sony, Marshall, and More

These speakers combine serious volume, big bass, portability, and the occasional karaoke session to bring the party anywhere.

What’s the Best Pet DNA Test? We Tested the Most Popular Ones

I sent my cats’ saliva to the lab to get health and genetic insights sent to my inbox—with very different results.

Teya Joins FCA Scale-up Unit’s Solo-Regulated Track

For a company expanding across multiple European markets, that channel can meaningfully reduce the compliance lag that often slows product launches.Tom Mylrea-Lowndes, general counsel and head of corporate and regulatory affairs at Teya, said: “Being accepted into the Scale-up Unit represents a meaningful opportunity for us to harness the FCA’s resources and expertise, and will help us realise our ambitions for growth and product innovation.”Founded in 2019, Teya now operates i

Fraternity officials issue major update after 30 pledges found 'covered in food' in sweltering basement

<figure><img src="https://resizer.ladbiblegroup.com/unsafe/rs:fit:1204:0:0:0/g:sm/q:70/aHR0cHM6Ly9ldS1pbWFnZXMuY29udGVudHN0YWNrLmNvbS92My9hc3NldHMvYmx0Y2Q3NGFjYzFkMGE5OWYzYS9ibHQxZWEyZmMyZmIyZjU3ODgxLzZhYjhmMDkwZjU1MzRmNTM1MWI4NGRkOS9XaXNjb25zaW4tSGF6aW5nLTAwMi53ZWJw.jpg"/></figure>A major update has been shared by fraternity officials following the discovery of 30 partially-clothed men in the basement of a fraternity house. The men, all believed to be around the age of 18, <a href="https://www.ladbible.com/news/us-news/us-news-university-hazing-fraternity-crime-007645-20260926?utm_content=lad&utm_medium=Social&utm_source=facebook&fbclid=IwY2xjawUloqtleHRuA2FlbQIxMABwZG9mAWJyaWQRMWVsOGgyVmQ5aTFRbVNhT21zcnRjBmFwcF9pZBAyMjIwMzkxNzg4MjAwODkyAAEeTl-5zk2g3YnQT0FPD3ch63yDhZlFqLNPCS9JWbc5kVled1P9OANtV_XGcGM_aem_venwmPCIHQqFpMXyl-Zjrw" rel="noopener" target="_blank">were found on Wednesday evening</a> (23 September) by police at <a href="https://www.ladbible.com/news/us-news" rel="noopener" target="_blank">Alpha Epsilon Pi fraternity house</a> after an anonymous tip-off. According to <a href="https://www.ladbible.com/news/crime" rel="noopener" target="_blank">Madison Police</a>, the young men were covered in food, condiments and other liquids, some had signs on their bodies of being physically assaulted and the thermostat in the basement of the building had been set to 81F (27C). The gathering was deemed 'unlawful' by officers, who evacuated the house, and two fraternity members were later arrested. In response, Alpha Epsilon Pi (AEPi) International has suspending all Madison chapter programming while an investigation into the 'alleged violations' of the fraternity's 'health and safety guidelines' takes place. <figure><img src="https://resizer.ladbiblegroup.com/unsafe/rs:fit:1204:0:0:0/g:sm/q:70/aHR0cHM6Ly9ldS1pbWFnZXMuY29udGVudHN0YWNrLmNvbS92My9hc3NldHMvYmx0Y2Q3NGFjYzFkMGE5OWYzYS9ibHRiNGRiNDUyM2FmYTE0MGY0LzZhYjhlZTNiODk4ZTYyZGUwOGFjYWQ5My9HZXR0eUltYWdlcy0yMjYwMjIwMzE4LmpwZw.jpg"><figcaption>The incident occurred at the University of Wisconsin-Madison (Getty Stock)</figcaption></figure>Jonathan Pierce, Chief Communications Officer for AEPi, issued a statement regarding the incident and pending investigation. “AEPi has urged members to cooperate fully with the investigation, which will inform recommendations to the fraternity’s Supreme Board of Governors for further actions impacting the chapter and/or individual members," he said. "Any decisions about the house on Langdon will be made following the conclusion of the investigations.” In an email shared with <a href="https://www.dailycardinal.com/article/2026/09/aepi-international-suspends-madison-chapter-programming-during-investigation" rel="noopener" target="_blank">The Daily Cardinal</a>, Pierce said the AEPi Headquarters placed the chapter on 'cease and desist', which “prohibits new member meetings, social and brotherhood events, philanthropy events, chapter social media activity and other chapter gatherings, while permitting essential executive board administrative responsibilities to continue". Madison Police Department and the <a href="https://www.ladbible.com/education" rel="noopener" target="_blank">University</a> of Wisconsin-Madison's Office of Student Conduct and Community Standards are both conducting investigations into the incident. The investigations were confirmed in an email sent to university students by Lori Reesor, Vice Chancellor of Student Affairs, in which she said there is 'no place for hazing on our campus'. Fraternity hazing is described as any humiliating, abusive, or dangerous activity that required to join or stay in a college fraternity.<figure><img src="https://resizer.ladbiblegroup.com/unsafe/rs:fit:1204:0:0:0/g:sm/q:70/aHR0cHM6Ly9ldS1pbWFnZXMuY29udGVudHN0YWNrLmNvbS92My9hc3NldHMvYmx0Y2Q3NGFjYzFkMGE5OWYzYS9ibHQzZjExMmRkNzI3OWRhYzI5LzZhYjhlZTU4OTcyZmM5YjUxNWFhMGQ2NS9HZXR0eUltYWdlcy0yMDMzNjUzNTM1LmpwZw.jpg"><figcaption>Police arrested two 20-year-old men at the scene (Getty Stock)</figcaption></figure>The two men arrested at the scene, both age 20, are the AEPi President and Vice President, according to police. They were both present at the scene and spoke to responding officers, before being arrested for 'hazing' and 'disorderly conduct'. Both were taken to Dane County Jail. Fraternity hazing is described as any humiliating, abusive, or dangerous activity that required to join or stay in a college fraternity.A <a href="https://www.madison.gov/police/incident-reports/2026-09-23/mpd-investigating-hazing-incident-at-fraternity" rel="noopener" target="_blank">police report </a>also states that Alpha Epsilon Pi is an 'unrecognised' and 'unaccredited' student organisation, which was 'terminated by the University of Wisconsin more than a decade ago'. <img src="https://sb.scorecardresearch.com/p?c1=2&c2=15593740&cv=2.0&cj=1" />

Johnny Depp sparks concern in 'bizarre' footage amid Hollywood comeback

Reports in August said the actor was in talks to return as Captain Jack Sparrow for a sixth Pirates of the Caribbean film.Producer Jerry Bruckheimer told Deadline at Disney’s D23 convention about the possibility: ““We’re talking with Johnny, we’re working on a screenplay, and hopefully we can get this done.” He first played the character back in 2003, with reports claiming a sixth film would focus on Margot Robbie in the lead role with Depp’s Sparrow as a side character.Depp's decision to nibble

Major incident declared near RAF base as update issued over ‘explosives offences’

An investigation has been launched by counter-terrorism police after several men were arrested for explosive offences near an RAF Base.The police operation near the village of Whelford in Gloucestershire was not intelligence-led, meaning investigators had not known about any potential plot in advance.Villagers have been evacuated from their homes near RAF Fairford, which is used by the United States Air Force (USAF), and the Army’s explosives experts are examining vehicles, police said.A large e

You Don’t Need to Pay for Distraction-Blocking Software

These free iOS and Android apps create the physical friction you need to put down your phone.

Secure Trust Bank Joins Hargreaves Lansdown Active Savings Platform

Secure Trust Bank has signed a distribution agreement with Hargreaves Lansdown that will make its savings products available through the HL Active Savings platform, the bank announced on 10 August 2026. The deal marks Secure Trust Bank’s first deposit aggregator relationship and extends its funding channels beyond direct sales and comparison website listings.Rajat Mehta, savings director at Secure Trust BankThe bank’s Access Account will be available to HL Active Savings customers fr

The Data Center Backlash Should Also Be a Climate Reckoning. It Isn’t Yet

Climate groups are latching onto the data center opposition movement, but it remains to be seen if they can get people to care about the facilities’ impact on the atmosphere.